When it comes to refinancing, few programs offer the ability and power of the VA Cash-Out Refinance. Designed exclusively for eligible veterans and active-duty service members, this program allows you to tap into your home’s equity while keeping the benefits of a VA-backed mortgage.
Here’s the key update: The VA still allows cash-out refinances after 6 months of seasoning. That means once a borrower has made six months of timely payments and at least 210 days have passed since the Note date, they’re eligible to refinance and access their home’s equity, up to 100% loan-to-value (LTV).
This is an incredible opportunity for veterans looking to:
- Pay off high-interest debt
- Fund home improvements or renovations
- Consolidate other loans
- Access cash for education, investments, or emergencies
Unlike most conventional programs that limit cash-out to 80% LTV, the VA program stands out by giving qualified borrowers access to their full equity potential while maintaining competitive rates.
Contact us, we’re honored to serve those who have served our country.
